Following its initial invite-only beta phase, X (formerly Twitter) has officially launched X Money, its digital wallet service, across the United States, rolling out to Premium and Premium+ subscribers.
X Money integrates a deposit account, peer-to-peer (P2P) payments, and a Visa debit card directly within the X platform:
- P2P Payments: Send, receive, or request funds instantly with no fees or transfer limits.
- High-Yield APY: Premium+ subscribers earn up to 6% APY. Premium users can unlock this rate through direct-deposit requirements.
- Cashback Rewards: Earn 3% cash back on eligible X Card purchases.
- Sign-Up Bonus: New users may qualify for a $15 welcome deposit.
Card Options and Digital Wallet Integration
Your money, on the world’s most powerful network
𝕏 Money is rolling out to U.S. Premium and Premium+ subscribers starting today pic.twitter.com/2c1UMkB4Kn
— X Money (@XMoney) July 27, 2026
Every user automatically receives a virtual X Card that supports Apple Pay integration via Apple Wallet but also, users can have the option to request a physical metal debit card with a custom name and X username display options.
All deposit accounts are held by Cross River Bank, a Member FDIC institution. For more information about this new service, including all of its features, check out the official website at https://money.x.com.
Speaking about global availability, for now, we still have no official word on a release to other markets.
